Auto & Homeowner’s Insurance

miami florida auto and homeowners insurance agency
At Kahn-Carlin & Company, your personal insurance needs are very important to us. Whether you need insurance for your home, automobiles, boat, or personal property, you can be assured that the personal insurance professionals at Kahn-Carlin will listen to your concerns, explain options, and help you get the right coverage for your individual needs.

We understand the importance of service and pride ourselves in being able to insure your auto, homeowners, as well as other personal coverages. We provide the security of a large company as well as the satisfaction of knowing your agent’s name, and more important, your agent knowing you. Our experienced professionals look forward to providing you with coverage and pricing options to help you make the best possible decision when purchasing the insurance that will serve to protect you and your loved ones. Tailoring an insurance plan based upon the many factors that make up your life and your family is what we do best.

When it comes to buying insurance, there are many choices and decisions. As independent agents, we work with many national insurance companies to provide insurance protection that best suits your needs. Because an independent agent does not represent and work for only one company, we are in a position to better advise and serve you, the customer, by offering many alternatives. While many insurance companies offer similar products and coverages, each company is unique with respect to their own options, pricing, and many other variables. An independent agent’s job is to know what those variables and options might be, advise you, and help you get the best coverage for your specific needs and budget.

Our company partners include some of the world’s most respected insurance names offering availability to all types of risks.

At Kahn-Carlin, we understand the issues associated with protecting automobiles, high valued homes, valuable articles, watercraft, and personal financial security. Our risk management approach includes a thorough review of our clients’ existing coverages and completion of a detailed comparison of limits, policy features, and exclusions.

Homeowner’s Insurance

Since Hurricane Andrew, homeowners insurance has changed drastically in South Florida. We have been able to obtain a number of insurance companies willing to provide coverage subject to certain guidelines. Age of dwelling, upgrades on plumbing, electrical system and roof as well as mitigation factors such as hurricane code shutters and/or windows will aid in obtaining a reputable insurance company. These factors will also assist in lowering your annual premium since as a home owner, you demonstrate a financial commitment to protect your property from catastrophic damage.

Valuable Articles Insurance

Most homeowner’s policies contain special limits on certain items such as jewelry, furs, antiques, silverware, wine, and many other collectibles. There are many advantages to insuring valuable personal property on a scheduled basis. Coverage for any scheduled property will actually broaden the covered perils as well as eliminate the policy deductible at time of loss.

Automobile Insurance

Our agency offers many affordable packages of liability and physical damage insurance for automobile owners. Your policy will be custom-tailored to include the limits and deductible options to fit your specific needs. We specialize in insuring high valued vehicles.

Personal Umbrella Insurance

If you aren’t protected by a personal umbrella policy, you could be putting your financial assets and future earnings at risk. This low-cost policy is designed to protect you and your family against a catastrophic lawsuit or judgment. Coverage is flexible with limits ranging from $1 million to $10 million, depending on what best fits your personal needs.

No Obligation Quote

For a “no-obligation” quotation with one of our many national insurance carriers, please click on kmontiel@kahn-carlin.com.

Our dedication to provide superior service to our clients speaks for itself as many of our customers have been partners with us for many years. Please contact us to quote your personal coverage and allow us to be your partner for all of your insurance needs.